IRS sells equity release products under its own – and third-party – brands through a direct sales force. The equity release market is currently attracting considerable interest from UK lenders due to the market characteristics, which are driven by the under funding of pensions combined with availability of substantial value in residential property.

IRS is a leading player in this exciting market. HCML is the market leading provider of personal injury case management, offering an independent rehabilitation and case management service to insurers, insurance brokers and lawyers.